The financial trap of divorce
If you’ve noticed that people seem to be staying married longer, you aren’t imagining it. According to new data from the Office of National Statistics (ONS), the average marriage in England and Wales that ended in divorce last year lasted 13 years. That’s the longest duration since records began back in 1963.
While this might sound like a shift in relationship trends, legal experts suggest it has much more to do with your bank account than your heart. With inflation driving up the costs of rent, mortgages, and childcare, the financial burden of setting up two separate households is becoming a massive barrier for couples who might otherwise want to call it quits.
Stuck under the same roof
Lawyers are reporting a rise in "nesting" or couples continuing to live together even after they’ve technically separated. By sharing assets and household expenses, these couples are trying to navigate a rough economic climate. However, experts warn this can lead to volatile living situations and added stress for everyone involved.
Rebecca Aston‑Jones, a senior associate at the law firm Clarke Willmott, noted that for many, the prospect of separation is simply too "financially daunting" to tackle right now. Beyond just the math, there are also concerns about financial abuse, where one partner maintains control over the money, leaving the other feeling trapped and unable to leave the relationship.
Even though divorce processes are technically more accessible than they were decades ago, many people are holding off, hoping to fix things through therapy or mediation before taking the "nuclear option" of a full legal split.
Why it matters
When financial stress forces people to remain in hostile or unhappy relationships, it creates long-term mental health challenges for the individuals involved. Understanding that this trend is driven by economic pressure rather than a rise in marital bliss is key to addressing the growing need for affordable legal alternatives like mediation.





